MILITARY RELOCATION TO HAWAII I am an expert assisting military personnel with their relocation to Hawaii Call me at 808-888-9013 Valeria Affinito, R, Broker Associate 
 Air Force Bases
- Hickam Air Force Base - west of Honolulu
Army Posts- Fort Shafter - Honolulu
- Schofield Barracks - west of Wahiawa
- Tripler Medical Center - Honolulu
 Coast Guard Bases- USCG Air Station Barbers Point - Kapolei
- USCG Sector Honolulu
 Marine Bases- Hawaii Marine Corps Base - northeast of Honolulu
 Navy Bases- Pearl Harbor Naval Shipyard - west of Honolulu
- Pearl Harbor Naval Station - northwest of Honolulu
USE YOUR BAH (Basic Allowance Housing) to qualify and pay for your mortgage!!! BENEFITS OF THE VA LOAN: 100% Financing Today, VA Loans are one of the very few loan programs that do not require a down payment. Most 100% financing programs have disappeared and lenders are now requiring at the very least a 3% - 5% down payment in order to qualify for financing. No Mortgage Insurance Required With a conventional mortgage, a borrower who does not put at least a 20% down payment is required to pay Private Mortgage Insurance (PMI). With VA Loans, even with no down payment, a VA home buyer does not have to pay for monthly PMI. This can translate into monthly savings of $200 - $400 a month. Reduced Closing CostsNobody likes to pay for closing costs. Fortunately for Veterans, a good portion of these costs are waived. Add these up, and Veterans can save roughly $3,000-$4,000 in closing cost fees that conventional loan borrowers have to pay when buying a home. Flexible Qualifying GuidelinesIn today's market, lenders are increasingly tightening their mortgage guidelines, making it harder for a potential homeowner to qualify for a mortgage. Fortunately for VA eligible borrowers, VA Loans have not gone through this same tightening phase. As a result, you have a greater chance of getting qualified for a VA mortgage than a conventional mortgage.
Greater Loan AmountsIn Hawaii, you can borrow up to $625,500 with no down payment. In addition, you may qualify for a VA Loan amount up to $1,000,000 if you are willing to make a relatively small down payment. Easy, Low Cost RefinancingAs a VA mortgage holder, you automatically qualify for a Streamline Refinance, also known as the Interest Rate Reduction Refinance Loan (IRRRL). In addition, since no appraisal is required and certain closing cost fees cannot be passed on to VA borrowers, VA homeowners will save an additional $2,000 - $3,000 in closing costs compared to refinancing through a conventional mortgage. |